Check that your PI is insured.

Insurance

In most states that require a license in order to work as a private investigator, it is also mandatory for the private investigator to obtain insurance. The purpose of this insurance is to protect the client.

In some cases, however, the state does not require insurance. Only private investigators with insurance should be hired – and the more coverage provided by the insurance, the better. Information regarding a private investigator’s insurance status is often available with his license information.
 

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